The European Banking Authority published its 2027 Work Programme on 30 September 2026, detailing strategic focus areas, regulatory deliverables, and plans to advance supervisory efficiency across the European Union.
Strategic Objectives and Core Drivers
The 2027 Work Programme serves as the initial step toward a broader medium-term strategy. This strategy aims to position the European Banking Authority as a next-generation regulator, advance supervisory methodologies at new frontiers, and provide dedicated services to the resolution and supervisory community.
The authority has structured its activities around three central drivers: improving efficiency, fostering resilience, and supporting transformation. These core principles outline the operational framework and guide deliverables across all primary banking oversight functions for 2027.
Key Regulatory Focus Areas and Technical Frameworks
Throughout 2027, the authority will prioritize finalising the implementation of the 2024 banking package and preparing for the incoming payment services framework. Priority will also be given to supporting crisis management and deposit insurance reforms.
Operational priorities include strengthening supervisory convergence, conducting stress testing, and enhancing integrated reporting and data sharing. The authority will also maintain ongoing technical work under established regulatory frameworks, specifically the Digital Operational Resilience Act, the Markets in Crypto-Assets Regulation, and the European Market Infrastructure Regulation.
Governance, Proportionality, and Simplification
The programme aligns with the European Commission's broader banking competitiveness agenda, seeking to deliver a proportionate supervisory environment and foster stable foundations for digital finance. Initiatives under the plan focus on regulatory simplification, reducing redundant reporting mandates, and lowering compliance burdens for institutions.
The EBA Board of Supervisors adopted the 2027 Work Programme on 29 September 2026 under Article 43 of the EBA Founding Regulation, following a proposal by the Management Board. Development of the plan incorporated advice from the Advisory Committee on Proportionality as well as input from the European Commission.
Frequently Asked Questions
When was the EBA 2027 Work Programme adopted and published?
The EBA Board of Supervisors adopted the 2027 Work Programme on 29 September 2026, and the European Banking Authority published it on 30 September 2026.
What are the three core drivers of the EBA 2027 Work Programme?
The three core drivers structuring the programme are improving efficiency, fostering resilience, and supporting transformation.
